Try our payment calculator to find the best monthly payment

Financing a new car, truck or SUV might seem intimidating, but our payment calculator can help make it a lot simpler. All you do is enter the most common variables like the price, the down payment you're thinking about, the APR (Annual Percentage Rate) of your loan and which of several loan terms - or loan "lengths" - you want to look at. Here are ways to lower your monthly payment and how Brown's Family of Dealerships can help.

* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

Start by finding out your APR

The better your credit score, the lower the interest rate, or APR, you can qualify for. To find out that interest rate number, go to the "Apply For Financing" link under the "Finance & Specials" tab on our website. Once you submit that information, you can find out how much of a loan you can qualify for and the interest rate. Then you can put that interest rate figure into the loan calculator and play with other variables to adjust your monthly payment.

Change a variable and you'll change your monthly payment

To lower your monthly payment, just enter a larger down payment in the calculator tool and you'll see the payment figure go down. You can also reduce your payment by stretching out the loan to a longer term. We can help you get loans with terms anywhere from 12 months to 84 months. While we don't recommend those extra-long terms, remember that a longer loan term will mean monthly payment that are lower.

You can also reduce your payments by picking a different car

Our calculator lets you search for a less expensive car to help make your payments more affordable. Visit one of the specialists in our finance center to get personalized help. Browse our new vehicle inventory and check out the simple, step-by-step directions to our dealerships. We can help you get the right financing at any of our five dealerships in Elkader, Guttenberg, Dyersville and West Branch IA.