Auto Finance FAQs

Your Most Common Auto Questions Answered in Northeast IA

Frequently Asked Questions About Financing


Is GAP Insurance Important? What Is It?

When you leave our dealership, you will need some form of insurance covering you and your new car. However, the amount your insurance values your vehicle at may be different than how much you've taken out with your automotive loan. This then creates a "gap." If your car was ever totaled, you would be on the hook for this gap amount. However, with GAP insurance, this financial burden will not be placed on your shoulder.

Can I Get Approved for a Loan with Poor Credit?

Here at Brown's Family of Dealerships, we are proud to work with all types of drivers, from all types of financial backgrounds. We know that everyone is approaching the car buying process from a different perspective and with a different credit background. Therefore, you can be confident that our financing team will proudly work with you, regardless of what your credit history looks like.

Is Applying for Financing Online Safe?

When you are preparing to apply for financing, you can utilize our online finance application. Not only is our online finance application secure, but it is fast and efficient. All of your information is encrypted and protected, and if you ever have any concerns you can reach out to our team at Brown's Family of Dealerships. We would be happy to hear your concerns and answer your questions.

Can I Really Buy a New or Used Car Online?

Yes! While it may seem like an odd concept still, all of the tools you need to buy a car are available on our website. You can search through our extensive inventory of new and pre-owned models. Plus, you can easily apply for financing from the comfort of your home, and utilize a variety of online tools. No matter if you are from Dubuque or Manchester, you can utilize these tools and shop for a vehicle.

Is Leasing or Buying a Better Choice for Me?

There is no objective right answer to this question. Depending on your driving habits and your budget, either could be a good option. However, if you are looking for a short-term, affordable investment, leasing can be a good option. Alternatively, if you want a long-term investment, buying is a better option.

How Much Is My Trade-In Worth?

Many of the drivers who visit our dealership are looking to trade-in their old vehicle and use its value toward the purchase of a new model. It's important to know just how much your vehicle is worth before you bring it in, though. That is why we have an easy-to-use online tool that estimates your vehicle's value. All you need to do is input some simple information about vehicle in the online form. After filling out this form, you will get an estimate of your vehicle's value, which can help you adjust your budget accordingly.

Are There Any Specials On New Vehicles?

Yes! You can check out our selection of new vehicle specials, vehicle incentives, and featured new vehicles on our website. Furthermore, you can speak with our team about these vehicles and learn more about which one may be a better investment for you.

Ready To Learn More?

If you would like to learn more about buying a new or used vehicle, or if you have any questions about the purchasing process, visit us at Brown's Family of Dealerships. Not only do we serve drivers all across West Branch, IA and Dyersville, but we also are excited to assist all types of drivers with their automotive needs.

We are proud to serve drivers in Elkader and Guttenberg, IA.

  1. Brown's Family of Dealerships

    IA 52052

    • Sales: 888-627-0547
  2. Brown's Elkader

    109 Gunder Rd
    ELKADER, IA 52043

    • Sales: (563) 231-2623
  3. Brown's Elkader Chevrolet Buick

    109 Gunder Rd
    Elkader, IA 52043

    • Sales: (563) 230-0366
  4. Brown's Guttenberg

    202 South Highway 52
    GUTTENBERG, IA 52052

    • Sales: 888-507-7636
  5. Browns Guttenberg Ford

    202 South Highway 52
    GUTTENBERG, IA 52052

    • Sales: (888) 507-7636
  6. Brown's Guttenberg Chevrolet Buick

    202 S Hwy 52
    Guttenberg, IA 52052

    • Sales: 888-481-5957
  7. Brown's Guttenberg RV

    202 Highway 52 South
    Guttenberg, IA 52052

    • Sales: (888) 419-7882
  8. Brown's Elkader Chrysler Dodge Jeep Ram

    109 GUNDER RD
    ELKADER, IA 52043

    • Sales: (563) 245-2505
  9. Brown's West Branch Ford

    346 W Main St
    WEST BRANCH, IA 52358

    • Sales: (319) 643-2123
  10. Victory Ford

    30584 Olde Hawkeye Rd
    Dyersville, IA 52040

    • Sales: 855-875-2397
  11. Browns West Branch Chrysler Dodge Jeep Ram

    205 Tidewater Dr
    West Branch, IA 52358-9654

    • Sales: (319) 249-2233
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Get in Touch

  • Contact our Sales Department at: 888-627-0547
  • Monday7:30a - 8:00p
  • Tuesday7:30a - 5:30p
  • Wednesday7:30a - 5:30p
  • Thursday7:30a -8:00p
  • Friday7:30a - 5:30p
  • Saturday7:30a - 3:00p
  • SundayClosed